.tims-credit-section{--ct-navy:#14161c;--ct-red:#e91d24;--ct-text-muted:#5f6b7a;--ct-bg:#f6f2e7;--ct-card-bg:#fff;--ct-border:#14161c;background:var(--ct-bg);color:var(--ct-navy);font-family:var(--font-nav,"Segoe UI", sans-serif);box-sizing:border-box;padding:clamp(3.5rem,8vw,6rem) 1.5rem;position:relative}.tims-credit-section *,.tims-credit-section :before,.tims-credit-section :after{box-sizing:border-box}.tims-credit-inner{max-width:1080px;margin:0 auto}.tims-credit-header{margin-bottom:clamp(2rem,5vw,2.75rem)}.tims-credit-rule{background:var(--ct-red);width:48px;height:4px;margin-bottom:1rem;display:block}.tims-credit-label{letter-spacing:.14em;text-transform:uppercase;color:var(--ct-red);margin-bottom:.85rem;font-size:.8125rem;font-weight:700;display:inline-block}.tims-credit-heading{color:var(--ct-navy);margin:0 0 .5rem;font-size:clamp(1.5rem,3.2vw,2.125rem);font-weight:800;line-height:1.3}.tims-credit-subheading{color:var(--ct-red);margin:0 0 1rem;font-size:clamp(1.125rem,2.4vw,1.5rem);font-weight:800}.tims-credit-intro{color:var(--ct-text-muted);margin:0;font-size:.9375rem;line-height:1.7}.tims-credit-card{background:var(--ct-card-bg);border:3px solid var(--ct-border);border-radius:18px;margin-bottom:clamp(1.5rem,4vw,2rem);padding:clamp(1.5rem,3.5vw,2.25rem);box-shadow:6px 6px #14161c}.tims-credit-card:last-child{margin-bottom:0}.tims-credit-card-title{color:var(--ct-navy);margin:0 0 1.25rem;font-size:1.5rem;font-weight:800}.tims-credit-text{color:var(--ct-text-muted);margin:0 0 1.1rem;font-size:.9375rem;line-height:1.85}.tims-credit-text:last-child{margin-bottom:0}.tims-credit-highlight{color:var(--ct-navy);font-weight:700}.tims-credit-benefits{grid-template-columns:repeat(2,1fr);gap:1.75rem 2.5rem;display:grid}.tims-credit-benefit{gap:.9rem;display:flex}.tims-credit-benefit-icon{border:2px solid var(--ct-red);width:1.75rem;height:1.75rem;color:var(--ct-red);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-top:.15rem;display:inline-flex}.tims-credit-benefit-title{color:var(--ct-navy);margin:0 0 .4rem;font-size:1.0625rem;font-weight:800}.tims-credit-benefit-text{color:var(--ct-text-muted);margin:0;font-size:.9375rem;line-height:1.7}.tims-credit-steps{counter-reset:credit-step;flex-direction:column;gap:1.5rem;margin:0;padding:0;list-style:none;display:flex}.tims-credit-step{counter-increment:credit-step}.tims-credit-step-title{color:var(--ct-navy);align-items:center;gap:.65rem;margin:0 0 .75rem;font-size:1.0625rem;font-weight:800;display:flex}.tims-credit-step-title:before{content:counter(credit-step);background:var(--ct-navy);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:1.85rem;height:1.85rem;font-size:.875rem;font-weight:800;display:inline-flex}.tims-credit-substeps{flex-direction:column;gap:.5rem;margin:0;padding:0 0 0 2.5rem;list-style:none;display:flex}.tims-credit-substep{color:var(--ct-text-muted);padding-left:1.1rem;font-size:.9375rem;line-height:1.7;position:relative}.tims-credit-substep:before{content:"";border:1.5px solid var(--ct-red);border-radius:50%;width:6px;height:6px;position:absolute;top:.6rem;left:0}.tims-credit-form-grid{grid-template-columns:1fr 1.1fr;align-items:start;gap:clamp(1.5rem,4vw,3rem);display:grid}.tims-credit-form-perks{flex-direction:column;gap:.85rem;margin:1.5rem 0 0;padding:0;list-style:none;display:flex}.tims-credit-form-perk{color:var(--ct-navy);align-items:center;gap:.75rem;font-size:.9375rem;font-weight:600;display:flex}.tims-credit-form-perk-check{background:var(--ct-red);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:1.5rem;height:1.5rem;font-size:.8rem;font-weight:800;display:inline-flex}.tims-credit-form{background:#faf8f3;border:2px solid #14161c;border-radius:14px;flex-direction:column;gap:1.15rem;padding:1.5rem;display:flex}.tims-credit-form-row{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.tims-credit-form-field{flex-direction:column;gap:.4rem;display:flex}.tims-credit-form-label{color:var(--ct-navy);font-size:.85rem;font-weight:700}.tims-credit-form-input,.tims-credit-form-select,.tims-credit-form-textarea{width:100%;color:var(--ct-navy);background:#fff;border:2px solid #14161c;border-radius:8px;outline:none;padding:.75rem .9rem;font-family:inherit;font-size:.9rem;transition:all .2s}.tims-credit-form-textarea{resize:vertical;min-height:80px}.tims-credit-form-input:focus,.tims-credit-form-select:focus,.tims-credit-form-textarea:focus{border-color:var(--ct-red);box-shadow:0 0 0 3px #e91d2426}.tims-credit-form-btn{color:#fff;background:var(--ct-red);border:2px solid var(--ct-navy);width:100%;box-shadow:3px 3px 0 var(--ct-navy);cursor:pointer;border-radius:10px;margin-top:.35rem;padding:.85rem 1.5rem;font-size:.95rem;font-weight:800;transition:all .15s}.tims-credit-form-btn:hover:not(:disabled){box-shadow:5px 5px 0 var(--ct-navy);transform:translate(-1px,-1px)}.tims-credit-form-btn:active:not(:disabled){box-shadow:2px 2px 0 var(--ct-navy);transform:translate(1px,1px)}.tims-credit-form-btn:disabled{opacity:.7;cursor:not-allowed}.tims-credit-form-success{color:#15803d;background:#16a34a1a;border:1.5px solid #16a34a;border-radius:8px;margin:.5rem 0 0;padding:.75rem .9rem;font-size:.875rem;font-weight:600}.tims-credit-form-error{color:#dc2626;background:#ef44441a;border:1.5px solid #ef4444;border-radius:8px;margin:.5rem 0 0;padding:.75rem .9rem;font-size:.875rem;font-weight:600}@media (max-width:840px){.tims-credit-form-grid,.tims-credit-form-row{grid-template-columns:1fr}}@media (max-width:720px){.tims-credit-benefits{grid-template-columns:1fr}}